Because Every Day, Every Loan, We Ask Ten of the Nation’s Largest Financial Institutions
To Compete for the Very Best Rate for Our Clients.


Charleston's Premier Mortgage Lender

After 30 years in business, we know the market and the lenders inside out. That means we can save you money by researching and finding better rates and lower costs at banks and internet lenders.
Lucey Mortgage Corporation was founded with the goal of providing a better home-buying experience for the residents of South Carolina’s coastal communities. While working for banks in Charleston, founder Lorcan Lucey realized that he could simplify the mortgage process, close loans faster, and offer loans at a lower cost. These are the principles on which Lucey Mortgage Corporation was founded and the same principles which have made us Charleston’s premier mortgage lender today.
As a mortgage broker, we have access to the nation’s top lending institutions. This allows us to select loans for our clients based on the most favorable underwriting criteria and the best rates available. The proof? Our clients return again and again because they know they will receive the absolute best loan available for their home purchase or refinance.



Whether you are a first time home buyer or purchasing your dream home, The Lorcan Lucey Team will help you find the right financing solutions to meet your needs.


Give us a call or simply fill out any of the forms on our website and one of our experienced mortgage lenders will be in touch right away!


Mortgage Rates can change on a daily basis. Due to these fluctuations timing is everything. Our team specializes in understanding market trends. We help homeowners determine the right time to purchase or to refinance.


Call us or fill out any of the 30 second forms on our website to connect with one of our experienced VA mortgage specialist today!


We can help you lower your interest rate, lower your monthly payment, or take cash out. The Lorcan Lucey team is here to help you with all of your mortgage refinancing needs.


Simply fill out any of the forms on our website or give us a call so we can show you the best refinancing options for your unique scenario.

Read Our 5 Star Reviews!

Shelley Grosso

Mount Pleasant, SC

Everything was well execute and the Lucey Mortgage team has great communication with their clients. I would recommend them highly.

Lucey Mortgage is locally owned. Available 24/7. We offer competitive rates, excellent service, and we ALWAYS close on time.

We Offer Several Different Loan Programs To Meet Your Needs.

A smart buyer is an informed buyer.
Take the time to learn more about the types of loans we provide by selecting one of the links on the right.

FHA Loans

FHA loans are a popular choice among first time homebuyers given their low down payment requirements and ease of qualification. Learn more about how you can qualify for an FHA loan.

VA Loans

Veterans, active military, and their families can take advantage of a VA loan to purchase a home with no money down, great interest rates, and no private mortgage insurance. Learn more today!

Home Purchase Loans

Whether you are interested in a Conventional Loan, FHA Loan, VA loan or other similar financing option, our team of experts will help you find the solution that works best for your needs.

Home Refinance Loans

Learn more about how refinancing your mortgage can help you save money over the life of your loan by lowering your interest rate or reducing loan terms.

Conventional Loans

Great rates and buyer flexibility make conventional loans the most popular mortgages on the market today. Find out how you can qualify today!

Jumbo Home Loans

Jumbo loans can be the perfect option if you are looking for a home loan that exceeds the limits placed on government backed options such as FHA loans. Learn more about our Jumbo loan options.

Cash-Out Refinancing

If you have equity in your home, a cash-out refinance can provide you with the money needed for home repairs, debt consolidation, and other various expenses. Begin your cash-out refinance today!

Meet Lorcan Lucey

Start your home loan process here!

Lorcan Lucey has made Charleston his home for the past 32 years. His hands-on style, personal attention, and comprehensive knowledge of the local market are the principles that have made Lucey Mortgage Charleston’s premier mortgage lender. Whether you’re buying your home, refinancing, buying a vacation home, or making an investment in the community, you will receive the absolute best loan available.


“Owning a home is a keystone of wealth… both financial affluence and emotional security.”

Suze Orman



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Contact Us

Lorcan Lucey
861 Coleman Blvd
Mount Pleasant, SC 29464

FRI by appointment