Although becoming a homeowner is a very exciting undertaking, many potential homebuyers are concerned that they may not be able to afford the down payment on a home. Luckily, there are many government programs available intended to help qualified borrowers who are interested in purchasing a home. If you are interested in buying a home…

Have you decided that you are ready to purchase a property, and are interested in living in a more suburban or rural setting? USDA loans are one type of financing option that offer several benefits for home buyers who are interested in buying a home in a lower populated area. If you are interested in…

Are you currently in the process of buying a home, and curious about learning more about the escrow process? When you buy a home, it involves several steps that can be complex for a homebuyer, including the last step, which is the escrow process. If you are buying a property in Mount Pleasant, South Carolina,…

Buying a property is a very exciting and important life milestone, however, it is one that comes with a substantial cost. One of the first steps you will want to take when buying a home is determining the amount of mortgage that you will be able to afford, which will depend on many factors. If…

Many people that are in the final stages of buying a home often wonder about the requirements for homeowners insurance, and if they even need to get it at all. Your property is one of your most valuable investments, and homeowners insurance helps you protect that asset. If you are buying a home in Mount…

Are you thinking about either purchasing a home, refinancing your mortgage, or selling your property? One crucial step for any of these transactions will be to get a home appraisal, but what exactly does that entail? A home appraisal is a thorough inspection of a property and it compares the value of your home to…

If you are curious about making some extra income, interested in moving out of your current home into a different residence, or having difficulty selling your home, you may want to consider transitioning your home into a rental property. If you are interested in converting your current home into a rental property in Mount Pleasant,…

When you buy a home, there are several associated costs that a buyer is responsible for paying. If you are interested in purchasing a home, you will need to budget for the down payment, your monthly mortgage payment, as well as closing costs to finalize your home purchase or a mortgage refinance. If you are…

Are you ready to buy your own home, and trying to decide what financing option is the best for your situation? You may have heard about conforming loans during your research and that there are specific loan limits for different types of loans. You also may be wondering how that will impact the amount of…

Are you ready to buy your own home, and trying to determine what the best financing solution is for you, and how your mortgage rate will be calculated? The mortgage rate you qualify for depends on several factors, some you have the ability to control, and others that you will be unable to control, and…