If you have your eyes on a nice home, and hope to secure a large amount of financing, then obtaining a jumbo loan may be your best bet. Jumbo loans, as the name implies, are typically used to fund homes that are larger than what Fannie Mae and Freddie Mac set as the standard. These… [Read More]
Understanding Mortgage Insurance
South Carolina homebuyers in Mount Pleasant can rely on Lucey Mortgage Corporation for their mortgage financing and insurance needs. When you budget to purchase a new home, you may need to factor in costs to pay the mortgage insurance premiums. While this insurance may be needed, it is not the same thing as homeowners insurance…. [Read More]
New Home Construction Loans
Lucey Mortgage Corporation in Mount Pleasant, SC is here to help you build your new dream home. However, obtaining financing and navigating the mortgage process for new home construction can be challenging. This week, we are here to help you understand the essentials of this type of loan program. Read on to learn more about… [Read More]
Saving for a Down Payment and How Much do I Need?
When you are saving up to buy a new home, one of the best ways to get great financing is to offer a decent down payment amount. However, many different factors go into how much people should save for a home down payment. Lucey Mortgage Corporate in Mount Pleasant, SC has helped many people secure… [Read More]
Understanding the VA Certificate of Eligibility
Lucey Mortgage Corporation in Mount Pleasant, SC is here to help you with home financing needs. One of the best ways for eligible service-members to gain the dream of home ownership is through the VA Loan program. This program helps borrowers benefit from zero to low down payment mortgages with great rates. There are also… [Read More]
Renovating and Staging a Home for Sale
If you are looking to sell your house and look for a new home, then talk to the professionals at Lucey Mortgage Corporation for your financing needs. We have helped many families relocate, as well as finance home renovations. You may need to do some renovations of the home that you wish to sell; we… [Read More]
Relocation Checklist and Things to Look for When Purchasing a Home
Things to Look for When Purchasing a Home Lucey Mortgage Corporation in Mount Pleasant, SC is standing by to answer all your questions when you plan to relocate and purchase a new home. We can help you with VA Loans, FHA Loans, Jumbo Loans, and more—we have an array of packages and rate structures. Mount… [Read More]
How Your Credit Score Affects Your Mortgage Rate
Credit scores are a major aspect considered by lenders when you apply for a home mortgage. Credit scores are also an important factor that can help you to obtain pre-qualification for a mortgage. When you are seeking to understand how your credit score will affect your mortgage rate, you should consult with a professional. Lucey… [Read More]
Home Financing Frequently Asked Questions
Whether you’re buying your first home or your tenth, it’s likely that you have at least some questions about home financing. At Lucey Mortgage Corporation, we love helping local clients get informed about the mortgage options, so they can achieve their dreams and save big long-term. Read on to learn more about some home financing… [Read More]
Manufactured Home Financing
Manufactured homes, also known as trailer or modular homes, are an affordable housing option for many would-be homeowners. In this week’s blog, the professionals at Lucey Mortgage Corporation will introduce you to several manufactured home financing options to consider. If you live in Mount Pleasant, SC, and are considering purchasing a manufactured home and/or lot,… [Read More]
