Understanding the VA Certificate of Eligibility

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Lucey Mortgage Corporation in Mount Pleasant, SC is here to help you with home financing needs. One of the best ways for eligible service-members to gain the dream of home ownership is through the VA Loan program. This program helps borrowers benefit from zero to low down payment mortgages with great rates.  There are also… [Read More]

Renovating and Staging a Home for Sale

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If you are looking to sell your house and look for a new home, then talk to the professionals at Lucey Mortgage Corporation for your financing needs. We have helped many families relocate, as well as finance home renovations. You may need to do some renovations of the home that you wish to sell; we… [Read More]

Relocation Checklist and Things to Look for When Purchasing a Home

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Things to Look for When Purchasing a Home Lucey Mortgage Corporation in Mount Pleasant, SC is standing by to answer all your questions when you plan to relocate and purchase a new home. We can help you with VA Loans, FHA Loans, Jumbo Loans, and more—we have an array of packages and rate structures. Mount… [Read More]

How Your Credit Score Affects Your Mortgage Rate

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Credit scores are a major aspect considered by lenders when you apply for a home mortgage. Credit scores are also an important factor that can help you to obtain pre-qualification for a mortgage. When you are seeking to understand how your credit score will affect your mortgage rate, you should consult with a professional. Lucey… [Read More]

Home Financing Frequently Asked Questions

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Whether you’re buying your first home or your tenth, it’s likely that you have at least some questions about home financing. At Lucey Mortgage Corporation, we love helping local clients get informed about the mortgage options, so they can achieve their dreams and save big long-term. Read on to learn more about some home financing… [Read More]

Manufactured Home Financing

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Manufactured homes, also known as trailer or modular homes, are an affordable housing option for many would-be homeowners. In this week’s blog, the professionals at Lucey Mortgage Corporation will introduce you to several manufactured home financing options to consider. If you live in Mount Pleasant, SC, and are considering purchasing a manufactured home and/or lot,… [Read More]

Fixed and Adjustable Rates: What You Need to Know

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Welcome to the Lucey Mortgage Corporation blog, where we discuss home financing topics that are important to would-be homeowners in Mount Pleasant, SC, and across the country. This week, we’ll explore fixed and adjustable rates and what they mean for borrowers in the short and long term. Read on to learn more and please contact… [Read More]

Low Down Payment Mortgage Options

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A down payment is a sign of good faith that you, as a homebuyer, are committed to and financial stable enough to purchase a home. With many conventional mortgages, raising the funds for a down payment can be one of the last hurdles that stand in the way of worthy borrowers before they can close… [Read More]

Choosing a Real Estate Agent

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Finding a home you’ll love may not take a village, but the process is made much easier when you have local industry professionals on your side. At Lucey Mortgage Corporation, we’re proud to be a partner in financing to clients looking for a great home and an affordable monthly payment. When it comes to finding… [Read More]

The Basics of Mortgage Insurance

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Mortgage insurance is a way that lending institutions protect themselves if a borrower defaults on a loan. Also known as private mortgage insurance, PMI and MI, mortgage insurance is typically required on mortgages when a borrower puts down less than 20% on a home loan. Once he or she achieves 20% equity through regular mortgage… [Read More]