VA Loans

VA Loans

VA Loans were designed to provide financing to active duty and retired servicemen and women, and insured by the U.S Veterans Administration (VA). These loans are issued by federally qualified lenders to individuals who meet eligibility requirements set forth by the VA. VA Loans have more relaxed lending requirements than conventional loans and 0% down payment.

VA Loans offer the following:

  • 100% LTV (loan to value) on new home purchases based on price or reasonable value of property.
  • 90% LTV on refinances and 20% LTV on second mortgages.
  • No Private Mortgage Insurance (PMI)
  • No down payments.
  • Lower credit requirements.

Find out if a VA Loan is your best option, call 843-884-8133.

We have over 26 years of experience and walk you through the entire home buying process. Work with the Biggest Little Lender in South Carolina for the best rates and terms!

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Lucey Mortgage Corporation
861 Coleman Blvd
Mount Pleasant, SC 29464


MON-THURS 8:30 AM - 5:00 PM
FRI by Appointment